Swiss Prime Savings Insurance Plan

Your plan for today, your legacy for tomorrow. Swiss Prime Savings Insurance Plan (“Swiss Prime”) is a savings insurance plan which provides 3 core pillars — long-term opportunity for potential wealth accumulation, flexible financial planning and human-centered legacy planning tools — all designed to support your family's wellbeing, fund your retirement, and preserve what matters most.

Limited offers

Offer 1: Premium Discount

Up to 18% premium discount on the 2nd year premiums

Apply for Swiss Prime during the promotion period to enjoy premium discounts and plan your future with peace of mind.
Application submission date: From June 1 to June 30, 2026
Terms and conditions apply
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Offer 2: Prepayment Offer

Up to 8% p.a. prepayment interest rate

Apply for Swiss Prime during the promotion period to enjoy up to 8% p.a. prepayment interest and secure your future with confidence.
Application submission date: From June 1 to June 30, 2026
Terms and conditions apply
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Offer 3

Payor benefit

Waive the remaining premiums falling due if the policyholder suffers from accidental death or is diagnosed with a terminal illness on or before age 60.
Application submission date: From June 1 to June 30, 2026
Terms and conditions apply
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Offer 4

One-off extra bonus

Enjoy extra bonus upon designated achievements by Policyholder, Policyholder's spouse, children, or grandchildren.
Application submission date: From June 1 to June 30, 2026
Terms and conditions apply
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Why Swiss Prime?

Securing potential gain with Terminal Bonus Lock-in OptionTransfer the non-guaranteed Terminal Bonus into a Terminal Bonus Lock-in Account to earn non-guaranteed interest1.
Special Settlement ArrangementAllow each Beneficiary to withdraw his or her share of the remaining Death Benefit in a lump sum if the Beneficiary experiences specified significant life events8 while receiving installments.
Grow your wealth with Guaranteed Cash Value and non-guaranteed Terminal Bonus Simply pay 2 or 5 years of premiums and your wealth will grow through a Guaranteed Cash Value and non-guaranteed Terminal Bonus1.
Celebrate your milestone with our campaign offer - extra bonus6 [Rare-in-market7]Enjoy extra bonus upon designated achievements by you, your spouse, children, or grandchildren.
Leaving a heartfelt message to your loved ones2 [First-in-market3]Express your love by leaving a heartfelt message for your loved ones through our online platform OneZurich.
Comprehensive legacy planning tools Offer policy split option, change of Life Insured, appointment of Contingent Life Insured, Contingent Policyholder(s) and minor Contingent Policyholder with Guardian(s) to secure your legacy.
Appointment of contingent Policyholder [First-in-market4]Transfer Policy ownership to a designated Contingent Policyholder upon the Policyholder's death or diagnosis of a specified critical health condition5. Nominate up to 5 Contingent Policyholders to ensure seamless policy continuation per your wish.
Important note: The product information in this website is for your reference only and does not constitute any part of the insurance contract. For full terms and conditions, please refer to the product brochure and policy provisions which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Life Insurance (Hong Kong) Limited reserves the right of final approval and decision on all matters. Some images on this page are AI generated, excluding wordings, diagrams and charts.

How does the plan work?

Supporting your child's educational dreams and planning confidently for retirement

Anna welcomed a baby boy, Keith (Age 1). She envisions his future and dreams of sending him abroad for university education. At the same time, she aims to secure a comfortable retirement for herself and her husband. So, she decides to take out Swiss Prime to meet her financial goal.
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Helping young professionals grow wealth while preparing for the future

Charles is a young professional. He wants to grow his wealth and prepare for the future. So, he decides to take out Swiss Prime with a 2 years Premium Payment Term to meet his goals at different life stages.
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Frequently asked questions

Q1: Can I receive my payouts in a currency other than the Policy Currency (USD) for my oversea bank account?

Q2: What are the death benefit settlement options available, and can I select different options for my beneficiaries?

Q3: What is heartfelt message and how can I manage the heartfelt message?

Q4: What will affect the Terminal Bonus?

Q5: When can I exercise the Terminal Bonus Lock-in Option?

Q6: When can I withdraw cash from the Terminal Bonus Lock-in Account?

Q7: Why is nomination of Contingent Policyholder important?

Q1 answer:
Yes, you can choose to receive your payouts in a currency other than USD. In addition to USD, we offer benefit payments in RMB, HKD, EUR, GBP, AUD and JPY.
Can I receive my payouts in a currency other than the Policy Currency (USD) for my oversea bank account?
Yes, you can choose to receive your payouts in a currency other than USD. In addition to USD, we offer benefit payments in RMB, HKD, EUR, GBP, AUD and JPY.
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Fill in this online form for any queries. We will contact you shortly.

You may also contact our Customer Care Hotline at:

Tel.: +852 2968 2383

Monday to Friday: 9:00 a.m. - 5:30 p.m.
(Except public holidays)

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