Swiss Protect Term Protection | Zurich Life Insurance (HK) Limited

Why Swiss Protect?

Swiss Protect provides you and your family with substantial life protection, which safeguards against the unexpected at affordable premiums during benefit term.

Flexible premium payment optionMake monthly or annual payment for a 10-year or 20-year premium payment term that fits your financial situation.

Sufficiently protected at affordable premiumsEnjoy a premium rate discount within the premium payment term if the sum insured reaches a certain amount¹.

Guaranteed fixed premiumsPremium is determined when the policy is issued. The amount is fixed throughout the premium payment term.

¹The actual premium rate discount is subject to Zurich’s approval and acceptance.

How does the plan work for you?

Swiss Protect offers you and your family protection in various ways. Below are different cases that helps you to better understand your needs.

Guard against the unexpected

Ms. Wong, as the breadwinner of the family, has to prepare for the worst today and plan for her parents' needs tomorrow.

Age¹

Smoking status:

Non-smoker

Sum insured:

HKD 2 million

Premium payment term and benefit term:

10 years

Monthly premium²：

HKD 191

Equip family with financial protection

Mr. Chan is excited and nervous about being a new dad. His greatest mission now is to pave the way for his little one.

Age¹

Smoking status:

Non-smoker

Sum insured:

HKD 5 million

Premium payment term and benefit term:

20 years

Monthly premium²：

HKD 414

Preserve wealth for a secured future

Mr. Lee starts planning for his and his wife’s next phase of life while he also wants to support his kids with a financial safety net for home purchase and family expense.

Age¹

Smoking status:

Non-smoker

Sum insured:

HKD 15 million

Premium payment term and benefit term:

20 years

Monthly premium²：

HKD 2,579

¹ The age refers to life insured’s age next birthday.

² The examples above are hypothetical and for illustrative purposes only. The monthly premium is calculated under the assumption that the life insured is healthy and the standard premium rate is applied. To get the actual premium rate, please contact your financial professional for details.

Swiss Protect Term Insurance Plan

Why Swiss Protect?

How does the plan work for you?

Guard against the unexpected

Equip family with financial protection

Preserve wealth for a secured future

Swiss Protect
Term Insurance Plan