Swiss Protect
Term Insurance Plan

Life is unpredictable. Swiss Protect Term Insurance Plan ("Swiss Protect") provides financial security and peace of mind for your loved ones if the unfortunate happens.

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Why Swiss Protect?

Swiss Protect provides you and your family with substantial life protection, which safeguards against the unexpected at affordable premiums during benefit term.

Flexible premium payment option

Make monthly or annual payment for a 10-year or 20-year premium payment term that fits your financial situation.

Sufficiently protected at affordable premiums

Enjoy a premium rate discount within the premium payment term if the sum insured reaches a certain amount1.

Guaranteed fixed premiums

Premium is determined when the policy is issued. The amount is fixed throughout the premium payment term.

1The actual premium rate discount is subject to Zurich’s approval and acceptance.

How does the plan work for you?

Swiss Protect offers you and your family protection in various ways. Below are different cases that helps you to better understand your needs.

  • Guard against the unexpected

    Ms. Wong, as the breadwinner of the family, has to prepare for the worst today and plan for her parents' needs tomorrow.

    Age1

    25

    Smoking status:

    Non-smoker

    Sum insured:

    HKD 2 million

    Premium payment term and benefit term:

    10 years

    Monthly premium 2:

    HKD 191

  • Equip family with financial protection

    Mr. Chan is excited and nervous about being a new dad. His greatest mission now is to pave the way for his little one.

    Age1

    30

    Smoking status:

    Non-smoker

    Sum insured:

    HKD 5 million

    Premium payment term and benefit term:

    20 years

    Monthly premium 2:

    HKD 414

  • Preserve wealth for a secured future

    Mr. Lee starts planning for his and his wife’s next phase of life while he also wants to support his kids with a financial safety net for home purchase and family expense.

    Age1

    40

    Smoking status:

    Non-smoker

    Sum insured:

    HKD 15 million

    Premium payment term and benefit term:

    20 years

    Monthly premium 2:

    HKD 2,579

Item 1 of 3

1The age refers to life insured’s age next birthday.
2The examples above are hypothetical and for illustrative purposes only. The monthly premium is calculated under the assumption that the life insured is healthy and the standard premium rate is applied. To get the actual premium rate, please contact your financial professional for details.

For any help you need, contact us anytime
Fill in this online form for any queries. We will contact you shortly.

You may also contact our Customer Care Hotline at:

Tel.: +852 2968 2383

Monday to Friday: 9:00 a.m. - 5:30 p.m.
(Except public holidays)

Resources that may help
Product brochure
Servicing forms
Exchange rate for premium payment

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Zurich Life Insurance (Hong Kong) Limited (a company incorporated in Hong Kong with limited liability)