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Why Swiss Protect?
Swiss Protect provides you and your family with substantial life protection, which safeguards against the unexpected at affordable premiums during benefit term.
Flexible premium payment option
Make monthly or annual payment for a 10-year or 20-year premium payment term that fits your financial situation.
Sufficiently protected at affordable premiums
Enjoy a premium rate discount within the premium payment term if the sum insured reaches a certain amount1.
Guaranteed fixed premiums
Premium is determined when the policy is issued. The amount is fixed throughout the premium payment term.
1The actual premium rate discount is subject to Zurich’s approval and acceptance.
How does the plan work for you?
Swiss Protect offers you and your family protection in various ways. Below are different cases that helps you to better understand your needs.
Guard against the unexpected
Ms. Wong, as the breadwinner of the family, has to prepare for the worst today and plan for her parents' needs tomorrow.
Age1
25
Smoking status:
Non-smoker
Sum insured:
HKD 2 million
Premium payment term and benefit term:
10 years
Monthly premium 2:
HKD 191
Equip family with financial protection
Mr. Chan is excited and nervous about being a new dad. His greatest mission now is to pave the way for his little one.
Age1
30
Smoking status:
Non-smoker
Sum insured:
HKD 5 million
Premium payment term and benefit term:
20 years
Monthly premium 2:
HKD 414
Preserve wealth for a secured future
Mr. Lee starts planning for his and his wife’s next phase of life while he also wants to support his kids with a financial safety net for home purchase and family expense.
Age1
40
Smoking status:
Non-smoker
Sum insured:
HKD 15 million
Premium payment term and benefit term:
20 years
Monthly premium 2:
HKD 2,579
1The age refers to life insured’s age next birthday.
2The examples above are hypothetical and for illustrative purposes only. The monthly premium is calculated under the assumption that the life insured is healthy and the standard premium rate is applied. To get the actual premium rate, please contact your financial professional for details.
For any help you need, contact us anytime
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(Except public holidays)
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